I did it guys! I did it. I finally saved my first RM10,000 for my emergency fund! Let’s hit rewind for a brief background.
I’ve managed to save RM8,101.00 for my emergency fund in 4 months, say whaaat? Here are some practical ways that work, and also some ways that I’ve tried but just didn’t work for me.
This is my financial plan to deal with the ongoing COVID-19 pandemic and the bleak prospect of a global recession. Survival mode is on!
Putting aside the worrying pandemic, our present of being stuck at home and the uncertainty of our future; it’s actually a pretty uneventful month for me in terms of my no buy year journey. I’m on a default mode now – everything goes into my savings.
I remember crying in the public when my partner said “Just save your money lah!” as he didn’t understand how did I not have any savings despite the fact that I’m earning more than him. I didn’t actually blame him for that, I was questioning myself as well. Still, I was sobbing so hard…