Ways I Do (And Tried but Failed) to Fill Up My Emergency Fund

Posted on by Figuringgitout

Since I’ve announced to the entire world that I aim to save my first RM15k as an emergency fund, let me be transparent all the way lah regarding the current status of my emergency fund goal. And here’s my first update, tadaaaa~

As at 30/04/2020. Android App – Savings Goal.

RM8k say whaaat? Yeay!! To see that I’ve managed to put aside RM8,101.00 in 4 months, haaa it feels surreal! Because I still remember few months back thinking that there’s no way I could ever save such amount of money. Heck, I even feel impossible now to save the balance RM6,899.00. But the figure speaks for itself, I did it! And I will do it more.

[Update: Yes I did more! The Day I Saved My First RM10,000]

If there’s anyone like me here who’s just starting out and feels the way I feel now, hang in there. We can do this. I would love to share the practical ways that have worked for me so far, and also some ways that I’ve tried but just didn’t work.

Ways to save money that work for me

1. The cliche but oh-so-true pay yourself first

Before this, everytime I read a financial article recommending me to pay myself first, I’d sigh “Ahh not this one again“. But it’s true though. Very true. So now as cliche as it sounds, once I get my salary, I’ll put aside a portion of money for emergency fund the same way I allocate money for other expenses.

I admit it’s easier said than done. My initial efforts to apply this failed miserably because I tend to use or take out the money halfway for some hanky panky purposes. What started as a hopeful month tumbled into a downward spiral of self frustration and regret.

Now I think I’ve figured it out. Here’s the methods that I adopt to stop myself from touching those savings.

  • First, have a proper budget plan so you know what your expenses throughout the month are.
  • Secondly, be realistic with the amount that you want to save. So as not to discourage myself month after month, I no longer set aside a huge sum too early in the month. I only save a portion that I think is reasonable so I can stick to it.
  • Thirdly and finally, don’t forget to set aside some fun money too so you’re not inclined to touch your savings.

It’s not easy, but it’s possible. Trust me.

2. 52-week savings challenge

It is apparent that I lack artistic skills.

So I made a list of the amount of money to save every week for 2020; the lowest sum being RM2 which keeps increasing by RM2 every week until it comes up to RM104 by the 52nd week. Instead of following the standard challenge to save by week in sequence, I save according to my means on that particular week. For example, if I have extra money this week, I’d save more. If I spend too much, perhaps for any activity of the week, I’d save less.

It has personally became a fun weekly routine for me. This challenge works great in combination with my methods of paying myself first because this way, I’m being realistic with my expenses and savings. I can constantly assess my money state and save some. No more self disappointment in the middle of the month. Instead, dopamine gets released each time I highlight the weekly sum saved. Win win.

3. No buy challenge

If there’s one way that really skyrockets my savings progress – it’s my no buy year journey. Like seriously. It cuts a lot of unnecessary expenses and most importantly, I no longer dig into my savings just to shop.

Please give no buy challenge a try. Perhaps you can’t commit for a whole year, so try it for a month. Or a week. Whatever works for you. I promise you can see the difference, especially if you’re a shopaholic. Extra money every month, who don’t want that? Ka-ching!

4. Put aside work claims and bonuses

If your line of work involves travelling, outstation or site work, pretty sure you’ll have weekly or monthly work claims. This is a precious way to save money for me – I don’t touch my claims money (started this year lah, all this while I spent kaw kaw)!

Most times, I would get repaid more than my actual expenses due to a higher milleage rate and allowance for interstate business trips. Usually, around RM150+ per month and during the good times (which are also tiring because that means I travel more), I can get up to RM700+. All into savings!

Well as for bonus, it is a bonus. Especially if you manage to get one this year, be super grateful – money falling from sky! It’s nice to get ourselves gifts and treat others with it but don’t forget to save some for rainy days.

Ways to save money that don’t work for me

1. Save the green notes

It’s simple, put aside RM5 everytime you get it. I did this before but I don’t fancy it. Granted, I did get to save money. In fact, I managed to use the RM5 saved last year (in total around RM500 over a year or less) as duit raya and raya related expenses.

But oh man, the headache and the mini anxiety I got every time I was on cash transactions with the cashiers. Please don’t give me five ringgit, please no five ringgit. That’s the internal prayer I had throughout the year. Not fun! So I’m ditching this for good.

But perhaps, this may work for you. Depends. Also, it’s not just RM5. It can be RM1 or RM10 or RM20 or even coins, no problem.

2. Daily saving challenge

Same as above, too much headache. I had to think about it every day, some days I missed which caused distress. Some days especially near salary time, I just couldn’t save. Naturally after awhile, I gave up. Hard to keep track every day, I prefer the weekly saving challenge.

The bottom line is…

Find what works (and what don’t) for you. There are so many practical ways and tips out there, we just have to find out what works for us. Personally, I realised that I don’t like any rigid and tedious plans to save money. I don’t want to think about it every single day. So I apply what works for me which mostly don’t feel much like a chore.

Here are some articles on ways and tips to save money:

Truth is it can be intimidating to take the first step in building our emergency fund. I’ve to remind myself so many times to not be discouraged seeing other people’s milestones, to just follow my own pace. So that’s what I’m doing. One step at a time to figuringgitout.

281 thoughts on “Ways I Do (And Tried but Failed) to Fill Up My Emergency Fund”

  2. I am currently perfecting my thesis on gate.oi, and I found your article, thank you very much, your article gave me a lot of different ideas. But I have some questions, can you help me answer them?

    Reply

  11. I would like to show thanks to the writer for rescuing me from this particular difficulty. As a result of scouting through the world-wide-web and getting proposals which were not productive, I figured my entire life was done. Existing without the presence of solutions to the difficulties you’ve resolved by way of your article is a crucial case, as well as ones that might have negatively damaged my career if I hadn’t discovered your blog. Your primary ability and kindness in playing with everything was tremendous. I’m not sure what I would’ve done if I hadn’t discovered such a step like this. It’s possible to at this time look forward to my future. Thanks a lot so much for the reliable and sensible help. I won’t hesitate to refer your blog to anybody who will need guide about this matter.

    Reply

  12. At the beginning, I was still puzzled. Since I read your article, I have been very impressed. It has provided a lot of innovative ideas for my thesis related to gate.io. Thank u. But I still have some doubts, can you help me? Thanks.

    Reply

  15. Thank you so much for providing individuals with an extremely special chance to read from this web site. It is often very awesome and also full of a great time for me personally and my office acquaintances to search your blog nearly thrice weekly to see the latest issues you have got. And lastly, we are actually motivated considering the cool hints served by you. Some 3 tips in this article are undoubtedly the most beneficial we have all had.

    Reply

  16. At the beginning, I was still puzzled. Since I read your article, I have been very impressed. It has provided a lot of innovative ideas for my thesis related to gate.io. Thank u. But I still have some doubts, can you help me? Thanks.

    Reply

  17. Thank you for every one of your hard work on this web site. Ellie really likes participating in research and it’s really easy to understand why. Most of us notice all regarding the powerful method you make useful things via your website and as well encourage participation from other people on that area plus our favorite simple princess is always being taught a lot. Enjoy the remaining portion of the year. You have been conducting a superb job.

    Reply

  20. I have to point out my gratitude for your generosity giving support to folks that have the need for guidance on this particular concept. Your personal dedication to passing the solution all around turned out to be astonishingly useful and has continuously helped men and women like me to get to their objectives. Your own insightful help and advice denotes a great deal a person like me and further more to my office colleagues. Thanks a ton; from everyone of us.

    Reply

  25. I as well as my pals have already been reading the good tips and hints located on your web blog then then came up with a terrible feeling I had not thanked the web blog owner for them. All of the guys became certainly happy to learn all of them and have in effect really been tapping into these things. Many thanks for simply being indeed thoughtful and then for having such very good guides most people are really desirous to understand about. Our own honest apologies for not expressing appreciation to earlier.

    Reply

  26. I have to get across my affection for your kindness supporting men who have the need for assistance with this situation. Your personal commitment to passing the solution all-around appears to be incredibly beneficial and have continually encouraged professionals just like me to arrive at their endeavors. Your personal warm and friendly tips and hints can mean a whole lot a person like me and a whole lot more to my office workers. Thank you; from all of us.

    Reply

  28. My wife and i felt delighted that Edward managed to finish up his investigations through your ideas he received out of the site. It is now and again perplexing to simply always be offering tips that the rest could have been trying to sell. Therefore we already know we now have the website owner to be grateful to because of that. All of the illustrations you’ve made, the easy site navigation, the relationships your site help instill – it is everything excellent, and it’s really helping our son in addition to our family believe that this issue is amusing, which is exceedingly serious. Many thanks for all!

    Reply

  29. Read reviews and was a little hesitant since I had already inputted my order. and also but thank god, I had no issues. much like the received item in a timely matter, they are in new condition. an invaluable so happy I made the purchase. Will be definitely be purchasing again.
    cheap jordans https://www.realjordansshoes.com/

    Reply

  32. Needed to draft you one tiny observation so as to thank you yet again for the superb basics you have discussed above. It was simply seriously open-handed with you to convey without restraint what exactly many individuals could possibly have marketed as an e book to make some profit for themselves, chiefly considering that you might well have tried it if you ever desired. Those tips also worked to be the good way to fully grasp that some people have a similar dreams just like mine to understand more related to this problem. I am sure there are a lot more pleasurable instances up front for people who take a look at your blog.

    Reply

  34. I wanted to write down a brief word in order to thank you for all of the magnificent secrets you are placing on this website. My particularly long internet lookup has now been honored with useful facts to talk about with my contacts. I ‘d express that many of us readers are very endowed to dwell in a superb community with so many lovely individuals with interesting strategies. I feel really privileged to have discovered the web site and look forward to many more fabulous times reading here. Thanks again for everything.

    Reply

  37. I simply wanted to compose a small comment to be able to express gratitude to you for these pleasant ways you are showing at this website. My time-consuming internet look up has at the end of the day been compensated with good quality facts and techniques to write about with my pals. I ‘d declare that many of us visitors are extremely lucky to live in a remarkable site with so many marvellous professionals with beneficial tactics. I feel quite happy to have used your entire web page and look forward to tons of more entertaining minutes reading here. Thanks a lot once again for all the details.

    Reply

  40. I intended to post you a little note to say thanks over again for your lovely concepts you have provided on this website. This is really generous of people like you in giving unhampered all that a number of us might have sold for an e book in order to make some bucks on their own, most importantly seeing that you might have tried it if you decided. These suggestions additionally worked to provide a great way to comprehend someone else have a similar interest just as mine to know the truth much more when considering this issue. I am sure there are some more enjoyable instances ahead for people who examine your blog.

    Reply

  41. I definitely wanted to type a simple remark to appreciate you for all of the awesome items you are giving out on this site. My time-consuming internet look up has finally been compensated with good strategies to exchange with my visitors. I would assert that most of us website visitors actually are truly lucky to dwell in a wonderful network with very many brilliant professionals with helpful ideas. I feel very much privileged to have seen the web pages and look forward to tons of more awesome moments reading here. Thanks a lot again for all the details.

    Reply

  44. I truly wanted to construct a word to be able to thank you for all the lovely hints you are writing at this site. My time intensive internet lookup has at the end of the day been recognized with extremely good know-how to write about with my family and friends. I would claim that we website visitors are unequivocally blessed to live in a remarkable website with so many outstanding people with helpful opinions. I feel really lucky to have used your entire web site and look forward to many more entertaining times reading here. Thanks once more for all the details.

    Reply

  46. My spouse and i ended up being so lucky when Raymond managed to conclude his studies from your ideas he grabbed while using the web site. It is now and again perplexing to just choose to be giving out things people could have been making money from. So we do understand we’ve got the website owner to appreciate because of that. All of the illustrations you made, the easy website navigation, the relationships you give support to create – it’s all extraordinary, and it’s really leading our son and us imagine that the subject is brilliant, and that’s highly serious. Thanks for the whole lot!

    Reply

  48. I simply wished to appreciate you once again. I do not know what I would have carried out in the absence of the entire recommendations shown by you directly on my concern. It was an absolute traumatic scenario in my opinion, nevertheless seeing the very specialized technique you processed the issue made me to jump for contentment. Now i am happy for your information and thus hope that you know what an amazing job that you’re undertaking training others using a site. I am sure you’ve never encountered any of us.

    Reply

  49. I wish to convey my admiration for your kindness supporting persons who should have assistance with your idea. Your personal commitment to passing the message all through had become extraordinarily significant and has permitted associates like me to achieve their targets. Your personal helpful advice indicates a great deal to me and especially to my colleagues. Best wishes; from everyone of us.

    Reply

  51. I want to express some thanks to this writer just for rescuing me from this difficulty. Just after searching through the internet and coming across strategies that were not beneficial, I figured my entire life was done. Living devoid of the approaches to the difficulties you’ve fixed all through your entire posting is a critical case, and the ones that could have negatively damaged my career if I had not discovered the blog. Your personal know-how and kindness in dealing with all the stuff was crucial. I’m not sure what I would’ve done if I hadn’t come across such a subject like this. I can also at this point look forward to my future. Thank you very much for your reliable and effective guide. I will not hesitate to recommend the blog to anybody who wants and needs counselling about this subject matter.

    Reply

  53. I would like to express thanks to this writer just for bailing me out of this dilemma. As a result of browsing throughout the search engines and coming across proposals which were not helpful, I was thinking my entire life was over. Being alive without the presence of solutions to the difficulties you’ve resolved as a result of your write-up is a crucial case, and ones that might have badly damaged my entire career if I hadn’t come across your site. Your knowledge and kindness in playing with all the stuff was invaluable. I don’t know what I would have done if I hadn’t encountered such a thing like this. I can also at this point relish my future. Thanks so much for the expert and amazing help. I will not be reluctant to suggest the blog to anybody who would like tips on this subject matter.

    Reply

  56. I intended to send you one very little word in order to give thanks again for these striking knowledge you’ve documented on this site. It’s so extremely generous with you to provide publicly all a few people could have offered for an electronic book to help make some profit on their own, particularly considering the fact that you could possibly have done it if you ever desired. The solutions additionally served like the great way to recognize that some people have a similar keenness just like mine to learn much more on the subject of this condition. I’m sure there are several more fun opportunities ahead for folks who take a look at your website.

    Reply

  59. I want to get across my passion for your kind-heartedness supporting all those that should have help with in this situation. Your special commitment to getting the message around was particularly invaluable and has continuously allowed people much like me to realize their desired goals. Your amazing informative facts denotes a whole lot to me and extremely more to my office workers. With thanks; from everyone of us.

    Reply

  61. I am commenting to let you be aware of of the beneficial discovery my girl had reading through yuor web blog. She discovered some details, which include what it is like to possess a great coaching heart to get men and women with ease completely grasp a variety of advanced matters. You undoubtedly did more than people’s desires. Many thanks for distributing the helpful, dependable, explanatory and unique tips about the topic to Lizeth.

    Reply

  65. My spouse and i have been so fortunate Jordan managed to carry out his basic research from the ideas he gained in your web page. It’s not at all simplistic to just choose to be giving for free tips and tricks that people today could have been selling. And we see we now have the writer to give thanks to because of that. Most of the explanations you’ve made, the simple website navigation, the relationships you will make it easier to engender – it is many excellent, and it is leading our son and our family do think that situation is interesting, and that’s unbelievably fundamental. Many thanks for everything!

    Reply

  66. I together with my pals appeared to be going through the nice thoughts on the blog and at once I had a horrible feeling I had not thanked the website owner for those tips. Those young men became happy to study all of them and already have simply been using them. We appreciate you simply being really considerate and also for considering such magnificent topics most people are really desperate to understand about. My sincere regret for not expressing appreciation to you sooner.

    Reply

  68. I would like to point out my love for your generosity for all those that really want help with this particular concept. Your real commitment to passing the message throughout had become rather practical and has always enabled women much like me to realize their goals. Your warm and helpful help and advice entails a lot to me and much more to my office workers. Regards; from all of us.

    Reply

  70. I as well as my pals were checking the good key points on your website and quickly got a horrible suspicion I never thanked you for those tips. Those young boys were definitely excited to learn all of them and have in effect in reality been tapping into those things. We appreciate you turning out to be well kind as well as for deciding upon this sort of fantastic tips most people are really desperate to discover. Our own honest apologies for not saying thanks to you sooner.

    Reply

  72. My wife and i got now relieved when Louis managed to carry out his investigation out of the ideas he obtained when using the weblog. It is now and again perplexing just to choose to be freely giving things which often people today might have been trying to sell. We really fully grasp we have got the writer to thank for that. Those explanations you made, the easy site menu, the friendships your site help create – it is all amazing, and it’s leading our son in addition to our family reckon that this concept is thrilling, and that is unbelievably mandatory. Many thanks for all the pieces!

    Reply

  74. Thank you a lot for providing individuals with an extremely breathtaking possiblity to read articles and blog posts from this site. It really is so nice plus jam-packed with fun for me and my office fellow workers to search your website particularly 3 times per week to study the fresh issues you have got. Not to mention, I am also actually amazed with your sensational techniques you give. Certain 4 ideas in this posting are absolutely the best we have all had.

    Reply

  76. I wanted to make a remark to be able to say thanks to you for these wonderful tips you are writing on this site. My time-consuming internet research has at the end of the day been honored with extremely good facts and strategies to exchange with my family members. I ‘d admit that most of us readers actually are unquestionably fortunate to live in a fabulous network with very many brilliant professionals with helpful tricks. I feel truly lucky to have seen your entire website page and look forward to tons of more entertaining moments reading here. Thanks a lot once more for everything.

    Reply

  77. My husband and i ended up being so relieved when Emmanuel managed to conclude his studies via the ideas he received through your web site. It’s not at all simplistic to simply happen to be freely giving tactics which people today have been making money from. We really keep in mind we’ve got you to thank because of that. The specific explanations you have made, the simple website navigation, the relationships your site make it easier to foster – it’s mostly overwhelming, and it is letting our son and our family understand that concept is cool, and that’s particularly pressing. Thank you for all!

    Reply

  82. My spouse and i ended up being now comfortable when Edward could deal with his analysis via the precious recommendations he received through the web page. It’s not at all simplistic just to choose to be handing out strategies men and women could have been selling. We really fully grasp we now have the website owner to give thanks to for that. The type of illustrations you’ve made, the straightforward blog menu, the friendships you can help to instill – it’s got mostly excellent, and it’s really helping our son in addition to the family reckon that the issue is satisfying, and that is quite fundamental. Thank you for all!

    Reply

  85. I not to mention my friends were found to be reading through the best guidelines from your web page and suddenly I got a terrible feeling I never expressed respect to the site owner for them. The young boys happened to be consequently glad to learn them and have in effect pretty much been making the most of them. Appreciation for getting well helpful and also for using this kind of high-quality themes most people are really desirous to be informed on. Our sincere regret for not expressing appreciation to earlier.

    Reply

  86. I have to get across my respect for your kindness giving support to men and women that really want guidance on this one area of interest. Your personal dedication to passing the message all around came to be certainly useful and has continually allowed individuals like me to attain their endeavors. Your entire helpful report denotes much a person like me and still more to my office colleagues. Thanks a ton; from everyone of us.

    Reply

  89. I simply needed to appreciate you once again. I’m not certain the things that I would have undertaken without the actual tips and hints shown by you over such situation. Completely was the traumatic situation for me personally, nevertheless noticing a professional style you handled it forced me to leap for delight. I am happy for this service and believe you realize what an amazing job that you’re putting in teaching most people through your web blog. Most likely you’ve never come across any of us.

    Reply

  91. My spouse and i ended up being really cheerful Albert managed to finish off his preliminary research using the ideas he discovered when using the web site. It’s not at all simplistic just to be handing out guidelines most people may have been selling. Therefore we acknowledge we now have the blog owner to be grateful to because of that. The entire explanations you made, the easy site menu, the friendships you will help engender – it is many spectacular, and it is facilitating our son in addition to us know that that issue is excellent, which is certainly truly essential. Thank you for all!

    Reply

  97. A lot of thanks for all of the labor on this web page. My aunt really likes getting into investigation and it is easy to see why. Many of us know all concerning the compelling method you give reliable guidelines via your web blog and therefore welcome contribution from some other people on this situation so my child is without question studying a lot of things. Have fun with the remaining portion of the year. You have been conducting a really great job.

    Reply

  99. I wanted to write a small message in order to thank you for these magnificent steps you are giving on this site. My incredibly long internet lookup has at the end been rewarded with beneficial know-how to talk about with my contacts. I ‘d declare that most of us readers are undoubtedly lucky to be in a decent network with many wonderful individuals with beneficial things. I feel somewhat grateful to have encountered your entire webpage and look forward to plenty of more pleasurable moments reading here. Thanks a lot once again for all the details.

    Reply

  102. Thanks a lot for giving everyone an extremely superb opportunity to discover important secrets from this web site. It really is very superb and as well , packed with a great time for me personally and my office fellow workers to search the blog no less than three times a week to read through the newest issues you have got. And of course, I am just at all times motivated considering the very good opinions you give. Certain 1 areas in this article are certainly the most efficient I have had.

    Reply

  109. Heya i’m for the primary time here. I came across this board and I in finding It truly useful & it helped me out a lot. I hope to give something back and help others like you helped me.

    Reply

  123. I’ve been exploring for a little bit for any high-quality articles or blog posts in this kind of space . Exploring in Yahoo I finally stumbled upon this site. Reading this info So i’m satisfied to express that I have a very just right uncanny feeling I came upon exactly what I needed. I so much without a doubt will make certain to don?t forget this site and give it a look on a constant basis.

    Reply

  140. My spouse and I stumbled over here coming from a different website and thought I might check things out. I like what I see so now i’m following you. Look forward to looking over your web page again.

    Reply

  144. What’s Happening i’m new to this, I stumbled upon this I have found It positively helpful and it has helped me out loads. I am hoping to give a contribution & assist other users like its helped me. Good job.

    Reply

  147. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You clearly know what youre talking about, why waste your intelligence on just posting videos to your blog when you could be giving us something enlightening to read?

    Reply

  153. Today, I went to the beachfront with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

    Reply

  155. I am extremely inspired with your writing talents and alsosmartly as with the layout for your blog. Is this a paid subject or did you customize it yourself? Either way stay up the nice quality writing, it’s rare to peer a nice blog like this one these days..

    Reply

  157. Does your site have a contact page? I’m having a tough time locating it but, I’d like to send you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it develop over time.

    Reply

  161. Hi there I am so glad I found your website, I really found you by error, while I was browsing on Aol for something else, Nonetheless I am here now and would just like to say thanks a lot for a fantastic post and a all round exciting blog (I also love the theme/design), I dont have time to read through it all at the minute but I have book-marked it and also added in your RSS feeds, so when I have time I will be back to read much more, Please do keep up the superb b.

    Reply

  171. Some really great blog posts on this web site, regards for contribution. “For today and its blessings, I owe the world an attitude of gratitude.” by Clarence E. Hodges.

    Reply

  172. Hey There. I found your blog using msn. This is a really well written article. I will be sure to bookmark it and come back to read more of your useful information. Thanks for the post. I’ll certainly return.

    Reply

  176. An impressive share! I have just forwarded this onto a coworker who was doing a little research on this. And he in fact bought me breakfast because I discovered it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending the time to discuss this issue here on your web site.

    Reply

  179. you are in point of fact a just right webmaster. The site loading speed is incredible. It sort of feels that you are doing any unique trick. Also, The contents are masterpiece. you have performed a magnificent task in this matter!

    Reply

  180. When I originally commented I seem to have clicked the -Notify me when new comments are added- checkbox and now every time a comment is added I recieve four emails with the same comment. Is there a means you can remove me from that service? Thanks!

    Reply

  182. Terrific article! This is the type of information that are meant to be shared around the internet. Disgrace on the seek engines for now not positioning this post upper! Come on over and talk over with my site . Thank you =)

    Reply

  183. This design is wicked! You most certainly know how to keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Wonderful job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

    Reply

  194. This is very fascinating, You are an excessively professional blogger. I have joined your feed and sit up for in quest of more of your magnificent post. Also, I have shared your web site in my social networks

    Reply

  209. Hmm it appears like your site ate my first comment (it was extremely long) so I guess I’ll just sum it up what I submitted and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog blogger but I’m still new to the whole thing. Do you have any recommendations for first-time blog writers? I’d certainly appreciate it.

    Reply

  217. With havin so much content and articles do you ever run into any problems of plagorism or copyright violation? My website has a lot of completely unique content I’ve either authored myself or outsourced but it looks like a lot of it is popping it up all over the web without my agreement. Do you know any solutions to help protect against content from being ripped off? I’d certainly appreciate it.

    Reply

  231. Hiya! I know this is kinda off topic nevertheless I’d figured I’d ask. Would you be interested in exchanging links or maybe guest writing a blog article or vice-versa? My website goes over a lot of the same subjects as yours and I believe we could greatly benefit from each other. If you happen to be interested feel free to send me an e-mail. I look forward to hearing from you! Awesome blog by the way!

    Reply

  244. Hey there, You have performed an excellent job. I will definitely digg it and individually recommend to my friends. I am sure they will be benefited from this site.

    Reply

  245. I really like your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone to do it for you? Plz reply as I’m looking to design my own blog and would like to know where u got this from. kudos

    Reply

  246. One thing I’d really like to say is that often car insurance cancellation is a horrible experience and if you are doing the right things as a driver you will not get one. A lot of people do obtain the notice that they’ve been officially dumped by the insurance company and many have to scramble to get further insurance from a cancellation. Inexpensive auto insurance rates tend to be hard to get after having a cancellation. Knowing the main reasons concerning the auto insurance termination can help drivers prevent burning off one of the most important privileges readily available. Thanks for the thoughts shared by your blog.

    Reply

  249. When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three emails with the same comment. Is there any way you can remove me from that service? Bless you!

    Reply

  251. Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a bit, but other than that, this is great blog. An excellent read. I’ll definitely be back.

    Reply

  252. I think this is one of the most significant information for me. And i’m glad reading your article. But want to remark on few general things, The site style is great, the articles is really nice : D. Good job, cheers

    Reply

  253. Wow that was odd. I just wrote an really long comment but after I clicked submit my comment didn’t show up. Grrrr… well I’m not writing all that over again. Anyways, just wanted to say wonderful blog!

    Reply

  254. I’ve learned a few important things by means of your post. I’d personally also like to say that there will be a situation where you will make application for a loan and do not need a co-signer such as a Federal government Student Support Loan. In case you are getting a loan through a conventional financial institution then you need to be prepared to have a co-signer ready to assist you. The lenders will base their decision using a few variables but the greatest will be your credit score. There are some financial institutions that will also look at your work history and choose based on that but in most cases it will be based on on your ranking.

    Reply

  255. Wow! This could be one particular of the most helpful blogs We have ever arrive across on this subject. Actually Great. I’m also a specialist in this topic therefore I can understand your effort.

    Reply

  256. Thanks for your post. I want to say that the expense of car insurance varies greatly from one insurance policy to another, mainly because there are so many different issues which bring about the overall cost. As an example, the brand name of the car or truck will have an enormous bearing on the price tag. A reliable old family automobile will have a more economical premium than a flashy sports car.

    Reply

  257. The things i have usually told folks is that when looking for a good on the net electronics retail store, there are a few components that you have to take into consideration. First and foremost, you should really make sure to choose a reputable as well as reliable retail store that has gotten great opinions and classification from other customers and marketplace advisors. This will make sure that you are dealing with a well-known store that provides good program and assistance to its patrons. Thanks for sharing your opinions on this site.

    Reply

  259. I believe this is one of the most vital info for me. And i’m glad reading your article. But want to remark on some normal issues, The web site taste is perfect, the articles is really excellent : D. Just right activity, cheers

    Reply

  267. I’m really impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you modify it yourself? Either way keep up the nice quality writing, it is rare to see a great blog like this one nowadays..

    Reply

  268. To announce actual news, ape these tips:

    Look representing credible sources: http://nature-et-avenir.org/files/pages/?what-is-a-video-news-release.html. It’s high-ranking to ensure that the news origin you are reading is reliable and unbiased. Some examples of reliable sources categorize BBC, Reuters, and The Different York Times. Read multiple sources to pick up a well-rounded aspect of a isolated info event. This can better you carp a more ended display and avoid bias. Be hep of the perspective the article is coming from, as even reputable telecast sources can contain bias. Fact-check the dirt with another fountain-head if a news article seems too lurid or unbelievable. Till the end of time pass sure you are reading a fashionable article, as scandal can change quickly.

    By following these tips, you can become a more aware of rumour reader and better apprehend the cosmos about you.

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *