Previous Update: January Update
It has been a great month! As in I wasn’t tempted that bad to buy things. Instead I found my perspective changed. My financial motivation improved.
Yay of the Month
I fixed broken things
My high heels broke
my heart. The front part worn out at work and for the whole day, my right toe was at the risk of showing itself. Surprisingly I did not really consider the option of buying a new one although I’ve had these heels for almost three years, and I’ve the tips changed numerous times. The old me would straight away go to shopping mall to get a new pair because thIs iS foR wORk, thiS iS a nEceSsarY puRchAse.
But the new me got the heels to a tukang repair kasut tepi jalan and now it’s good as new! Look.
Wahhhh and it only cost me 5 RINGGIT!! A huge save right there. So now I’m on fixing mode, I’m more conscious before throwing out anything that breaks.
The shift in my money mindset
The heels achievement was not possible without the change in my money mindset that affects my financial perspective in every way.
Previously, most of the times I was actually able to have extra ringgits towards the end of the month. But I had this bad habit where I equated extra money = more money to spend. For example, if I have RM70 extra- instead of puting it into savings, I’d scroll through Zalora and without realising it I checked out some clothes for RM120. And that’s how I lost my money and emptied my savings!
But now, oh man, now when I have extra, I chunk it all into my savings! Super proud of myself. I believe this is because my current default mindset is no buy. So I’m no longer in the constant search of new shiny things to get.
I’m halfway through my savings goal
And because of that, I proudly announce that I’m halfway through my savings goal! I want to have an emergency fund of at least 3 months of my living expenses. I’m almost there baby and it’s just the second month of the year!
So just imagine how much money was leaking from my account all this while…
[Update: I reached my savings goal!]
Nay of the Month
Despite all of the great things, some parts of my life got affected. Mostly due to my many deadlines and full work schedule this month. I have difficulty in keeping up with the world and my wants to work on other things including this blog.
This month I had a lot of fast food, simply out of convenience. But no regret because now I’m in the midst of trial and error in building a system that will ensure I utilise my time and money well. Oh yes, I’m big on personal development too.
All in All
To be honest, I never expected to see results and changes this fast, within less than 60 days! The shift in mindset is indeed a powerful thing. It’s nice to check my account balance three days before salary time and be able to breathe a sigh of relief. I feel like I’m taking back my power to control my financial life.
Hooray, here’s to a greater March!
Next Update: March Update