My June Highlight and Mid-Year Goals Review

Posted on by Figuringgitout

We’re in the second half of 2021 and look where we are now?! Still. In. The. Freaking. Pandemic. I blame the government this time. I don’t feel appropriate even to share my life so openly during this time as I see people are struggling to make ends meet. It’s a depressing situation for the country.

MAIN HIGHLIGHT

So ya my main highlight of June is the same as everyone else in Malaysia – another ‘full lockdown’ aka Full Movement Control Order (FMCO) though I always misread the F as something else.

This time, it’s a bit special because I live totally alone all by myself. It’s a quiet month, literally. But very exciting – personally – as I learn doing all the domestic work by myself, like cooking. Oh ya, I can cook now.

SPENDING HIGHLIGHTS

I have no spending to highlight because I didn’t spend unnecessarily in June! I’m super proud.

My grocery and household expenses did shoot up though but still acceptable considering that I cooked more than tapau via delivery.

  • RM386 – Groceries including household products
  • RM168 – Food delivery

Unfortunately, there’s RM160 unaccounted for because I could not track back where it went. But I guess it must’ve gone to groceries/food as well as I didn’t buy anything unnecessary.

MID-YEAR REVIEW

Time to review how I did so far in terms of my Financial Goal of 2021.

1. Savings

Goal #1: To save RM20k by 31st December 2021 (start savings afresh, not on top of the RM10k from 2020).

Mid-Year Progress: 35%

Uh-oh not good, considering that I managed to save RM5k in 5 months last year (having no-buy year). I honestly don’t think I would reach this RM20k goal this year considering that I have no side income and I will have major life spending later this year. Guess what?

2. Side hustle

Goal #2: To have income from multiple sources.

Mid-Year Progress: 0%

This goal is not a SMART one (specific, measurable, attainable, relevant, time-based). I did have plans but unfortunately, I lack the willpower in executing them. Ish.

3. Work

Goal #3: To get at least 15% raise from my main job.

Mid-Year Progress: 101%

Guys, I achieved this one! Yours truly got promoted this year! And the promotion came with a 17% raise.

4. Blogging

Goal #4: To consistently blog once a week. By the end of next year, we will see at least 52 extra posts ok. Join me and let’s see where this will take us.

Mid-Year Progress: 80%

At this point, I should’ve posted at least 26 posts and I managed 21 posts. Not bad. Those times that I missed, it’s due to work.

5. Stocks trading

Goal #5: Get positive return in stocks trading.

Mid-Year Progress: 0%

Still not making a positive return, I don’t trade often. I will continue learning and will invest with robo-advisors this year.

Read more: My First Stock Trading Experience as A Total Beginner in Malaysia.

ALL IN ALL

Slow progress. But I’m not going to be hard on myself about this because 2 of the goals this year are unchartered territory for me – side hustle and stock trading. Plus, it’s not easy to do new things when everything around you is gloomy.

Anyway, it’s still a good year as I manage to stick with the good financial habits that I’ve built up from last year, and I got my spending under control!

If you’re interested, here’s my monthly spending review thus far this year:

  1. My January Highlight: I Spent RM430 on Covid-19 Tests, Twice!
  2. My February Highlight: Work is Crazy
  3. My March Highlight: Here’s How I Spent My Tax Refund
  4. My April Highlight: I’m Having a Spending Relapse
  5. My May Update: Getting Back on Track

Let’s continue figuringgitout!

367 thoughts on “My June Highlight and Mid-Year Goals Review”

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  367. So, here is my little 3 minutes video on how to clean a beauty blender with baby wash. I use the Johnson’s Baby Moisture Wash because it’s infused with baby lotion and makes my sponges smell super yummy (unlike that BB cleanser). You can get the miniature versions of these for like $1-2 at any major retailer. Next, there’s caring for your Beauty Blender. A sponge, by design, is made to soak up and hold onto moisture. Without proper hygiene practices, your Beauty Blender can quickly become a breeding ground for mold and bacteria (which is then transferred to your face whenever you use it). If you’re prone to breaking out or have easily irritated skin, this can cause breakouts. “Just as kitchen sponges can become a reservoir for bacteria, so can makeup sponges,” said Dr. Alison Ehrlich, a dermatologist at Foxhall Dermatology in Washington, DC. Beautyblender suggests washing after every use.
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