Prior to starting Figuringgitout, I had a toxic relationship with money. You can read all about it in my first post here. As I became determined to end that relationship, I can slowly feel the changes in my behavior and mindset on money over time.
For fun’s sake, let’s see the many scenarios A Year Ago vs Now (my “A Year Ago” is prior to my No Buy Year okay).
|A Year Ago||Today|
|Talking about money made me tense. Whenever my friends started talking about money, I won’t join the conversation.||I gladly join the conversation. I’m no longer ashamed about my financial state.|
|The only person I’m comfortable talking about money with is my partner. But our money conversations always ended up with me crying because I was frustrated.||Guys, he noted the difference in my tone and our conversation on money! We can talk about money without the usual sobby ending.|
|I went to malls almost every weekend. Just for window shopping. But somehow I always ended up buying stuff just because.||I don’t have fun walking around the malls anymore. Okay lah, perhaps it’s due to Covid-19. But seriously, I lose interest to be in the malls.|
|Once I get my monthly salary, I paid all my bills, bought everything I needed (and wanted), and at the end of the month if there’s anything left, I’d save it.||The first thing I do after I receive my monthly salary is….. setting aside a portion for savings!|
|What?! This much left? What did I do with my money?||Yeay still have this much left! Despite the pay cut? Not bad.|
|My jeans ripped a bit, time to find a replacement and buy a new one!||Lol no, where’s the sewing kit?|
|Living with the fear of any emergency coming knocking on my door because I don’t have any savings for it!||I still don’t want any emergency coming at me, but I have my emergency fund and insurance in place should it come. Phew.|
|Oh, that’s on sale? I don’t need it… yet… but… it’s on sale! So sayang if I don’t get it now.||Meh, sales will always be here. And I don’t need it! So nope!|
|Being overcharged by my telco for the month? Ah just ignore it, one time only, it’s a hassle to check on it.||No way, I’m gonna email them straight away! Why did I get charged this much?!|
|Thinking about money made me miserable. So I swept it under the rug. But I’d be extra miserable whenever big expenses coming up.||I don’t mind thinking about money. My financial state is not at its best but that’s fine. I’m okay, money and I will be okay.|
Yes, money and I will be okay.
Let’s continue figuringgitout.