Amongst the basic things that I’ve always heard people saying in this personal finance world is to keep your credit score high. Naturally, I became curious to see how I do credit-wise. So of course I have to check my CTOS score.
As an adult, I just realised how everything about Raya requires money! And here’s how I saved and spent for Raya this year in 2021.
I was skeptical about the way my parents handled their finance, especially when we were living dapat gaji, makan gaji, repeat back then. In hindsight, I just realised that my parents did give me valuable money lessons along the way.
Prior to starting Figuringgitout, I had a toxic relationship with money. As I became determined to end that relationship, I can slowly feel the changes in my behavior and mindset on money over time.
Here’s the actual cost that I’m incurring every month in owning, maintaining, and using my beloved Axia SE.