I was skeptical about the way my parents handled their finance, especially when we were living dapat gaji, makan gaji, repeat back then. In hindsight, I just realised that my parents did give me valuable money lessons along the way.
Prior to starting Figuringgitout, I had a toxic relationship with money. As I became determined to end that relationship, I can slowly feel the changes in my behavior and mindset on money over time.
I’m that kind of person who is very hopeful whenever the new year comes. Oh you know the cliche new year, new me vibes. And now that 2021 is around the corner, I’m quite excited to reset and prepare for the new year.
I’ve managed to save RM8,101.00 for my emergency fund in 4 months, say whaaat? Here are some practical ways that work, and also some ways that I’ve tried but just didn’t work for me.
This is my financial plan to deal with the ongoing COVID-19 pandemic and the bleak prospect of a global recession. Survival mode is on!
So I knew when I reviewed my 2019 spending that I have to take control of my financial life. I barely have savings and yet going through my spending, I realised I’ve made many unnecessary purchases that came from pure impulse buying. This has to change. So here I am, embarking on a full NO BUY YEAR journey!