No Buy Year: February Update

Posted on by Figuringgitout

Previous Update: January Update

It has been a great month! As in I wasn’t tempted that bad to buy things. Instead I found my perspective changed. My financial motivation improved.

Yay of the Month

I fixed broken things

My high heels broke my heart. The front part worn out at work and for the whole day, my right toe was at the risk of showing itself. Surprisingly I did not really consider the option of buying a new one although I’ve had these heels for almost three years, and I’ve the tips changed numerous times. The old me would straight away go to shopping mall to get a new pair because thIs iS foR wORk, thiS iS a nEceSsarY puRchAse.

But the new me got the heels to a tukang repair kasut tepi jalan and now it’s good as new! Look.

Wahhhh and it only cost me 5 RINGGIT!! A huge save right there. So now I’m on fixing mode, I’m more conscious before throwing out anything that breaks.

The shift in my money mindset

The heels achievement was not possible without the change in my money mindset that affects my financial perspective in every way.

Previously, most of the times I was actually able to have extra ringgits towards the end of the month. But I had this bad habit where I equated extra money = more money to spend. For example, if I have RM70 extra- instead of puting it into savings, I’d scroll through Zalora and without realising it I checked out some clothes for RM120. And that’s how I lost my money and emptied my savings!

But now, oh man, now when I have extra, I chunk it all into my savings! Super proud of myself. I believe this is because my current default mindset is no buy. So I’m no longer in the constant search of new shiny things to get.

I’m halfway through my savings goal

And because of that, I proudly announce that I’m halfway through my savings goal! I want to have an emergency fund of at least 3 months of my living expenses. I’m almost there baby and it’s just the second month of the year!

So just imagine how much money was leaking from my account all this while…

….

Speechless.

[Update: I reached my savings goal!]

Nay of the Month

Despite all of the great things, some parts of my life got affected. Mostly due to my many deadlines and full work schedule this month. I have difficulty in keeping up with the world and my wants to work on other things including this blog.

This month I had a lot of fast food, simply out of convenience. But no regret because now I’m in the midst of trial and error in building a system that will ensure I utilise my time and money well. Oh yes, I’m big on personal development too.

All in All

To be honest, I never expected to see results and changes this fast, within less than 60 days! The shift in mindset is indeed a powerful thing. It’s nice to check my account balance three days before salary time and be able to breathe a sigh of relief. I feel like I’m taking back my power to control my financial life.

Hooray, here’s to a greater March!

Next Update: March Update

111 thoughts on “No Buy Year: February Update”

  1. Pingback: No Buy Year: August Update - Figuringgitout
  2. Pingback: No Buy Year: January Update - Figuringgitout
  3. Pingback: No Buy Year: March Update - Figuringgitout
  4. Pingback: No Buy Year: October Update - Figuringgitout
  5. Pingback: No Buy Challenge 2021 : February Update – In The Mind of Jess

  6. Cool. I spent a long time looking for relevant content and found that your article gave me new ideas, which is very helpful for my research. I think my thesis can be completed more smoothly. Thank you.

    Reply

  24. I needed to create you a very small word to finally say thanks a lot over again on your incredible information you have discussed on this page. It has been quite shockingly open-handed with you to grant publicly all that a few people would have made available as an e book to make some bucks for themselves, even more so given that you could possibly have done it in case you decided. These suggestions as well acted as a fantastic way to realize that some people have similar eagerness really like my very own to find out great deal more around this matter. I know there are millions of more fun moments in the future for those who look over your blog.

    Reply

  25. I want to show my appreciation for your kind-heartedness for men who need guidance on in this concern. Your special dedication to getting the solution around has been extraordinarily productive and has constantly helped regular people much like me to reach their pursuits. Your new helpful useful information denotes a whole lot to me and especially to my office colleagues. Best wishes; from each one of us.

    Reply

  27. I wanted to put you one bit of remark to help say thank you the moment again on the amazing solutions you have provided in this case. It’s so open-handed of people like you to grant unreservedly what a lot of folks might have sold as an e-book in making some money for themselves, specifically seeing that you could possibly have done it in the event you decided. These suggestions in addition worked to be the great way to be sure that someone else have a similar dream just as my personal own to figure out whole lot more in regard to this matter. I’m certain there are millions of more fun occasions ahead for many who find out your blog.

    Reply

  31. Thank you a lot for giving everyone an extremely pleasant chance to read from this blog. It really is very nice plus stuffed with a good time for me personally and my office colleagues to visit your web site at a minimum three times in one week to find out the fresh stuff you have got. And definitely, we’re always happy with the splendid tips you give. Some 3 facts on this page are indeed the most beneficial we have had.

    Reply

  32. I have to get across my love for your generosity for persons that really want guidance on that field. Your very own commitment to getting the solution up and down turned out to be extremely informative and has continually empowered individuals just like me to get to their desired goals. Your useful publication denotes a lot a person like me and especially to my colleagues. Warm regards; from each one of us.

    Reply

  34. I would like to show some thanks to the writer for rescuing me from this particular challenge. Right after looking through the online world and meeting notions that were not productive, I assumed my life was gone. Living devoid of the answers to the problems you’ve sorted out all through your good short post is a crucial case, and ones which might have in a negative way damaged my entire career if I hadn’t noticed the website. Your actual knowledge and kindness in taking care of all things was helpful. I’m not sure what I would’ve done if I hadn’t discovered such a stuff like this. I can also at this moment relish my future. Thanks so much for this reliable and sensible help. I will not think twice to refer your site to anybody who needs guidelines on this problem.

    Reply

  35. I simply wished to thank you so much yet again. I am not sure the things I would’ve handled without the tips documented by you concerning my theme. It truly was a real challenging circumstance for me, nevertheless encountering this specialised technique you solved that forced me to leap for delight. I’m just thankful for this work as well as hope that you recognize what a great job you were providing training the others with the aid of your blog. Most likely you’ve never encountered any of us.

    Reply

  39. My husband and i got so glad John could round up his researching out of the precious recommendations he made while using the web pages. It’s not at all simplistic to simply happen to be giving for free points which usually a number of people might have been making money from. So we consider we now have the blog owner to give thanks to because of that. The main illustrations you’ve made, the straightforward website navigation, the friendships your site aid to engender – it’s everything remarkable, and it’s assisting our son and us recognize that the situation is awesome, and that’s quite serious. Many thanks for the whole thing!

    Reply

  41. I precisely had to thank you so much once more. I do not know the things I would’ve sorted out without the secrets documented by you about this concern. It was a very fearsome situation in my view, but viewing a new well-written mode you processed that made me to jump for gladness. Now i’m happier for the help and as well , hope that you know what an amazing job you happen to be undertaking educating some other people thru a web site. Most likely you’ve never met any of us.

    Reply

  43. I want to point out my gratitude for your generosity in support of men and women who should have assistance with that area. Your personal dedication to getting the message all-around appears to be exceedingly useful and has constantly allowed some individuals just like me to get to their objectives. This informative hints and tips means so much to me and extremely more to my office workers. Thanks a ton; from each one of us.

    Reply

  46. My husband and i were so satisfied when Emmanuel managed to round up his inquiry through the entire precious recommendations he acquired through your weblog. It is now and again perplexing to simply find yourself freely giving steps that many many people may have been selling. Therefore we remember we have got the website owner to appreciate because of that. Those illustrations you made, the straightforward blog menu, the friendships you will aid to create – it’s everything incredible, and it’s making our son in addition to us reckon that the content is entertaining, and that is particularly serious. Thank you for the whole thing!

    Reply

  49. I wanted to compose you a tiny note just to give thanks once again for those spectacular concepts you’ve featured in this case. It was simply seriously open-handed with you to deliver unreservedly precisely what some people would’ve sold as an electronic book to make some profit on their own, even more so considering that you might have tried it in case you decided. Those tactics additionally acted like a fantastic way to be certain that many people have a similar passion like my own to know a good deal more when considering this problem. I am sure there are a lot more pleasurable periods in the future for individuals who looked at your website.

    Reply

  52. I wish to express my thanks to this writer for bailing me out of such a matter. Right after browsing throughout the the web and coming across strategies that were not pleasant, I believed my entire life was done. Being alive minus the solutions to the difficulties you have solved as a result of your good blog post is a crucial case, and those which might have negatively affected my career if I hadn’t noticed the blog. That skills and kindness in handling every aspect was very helpful. I am not sure what I would’ve done if I hadn’t encountered such a step like this. It’s possible to at this moment look forward to my future. Thank you so much for your expert and effective guide. I will not be reluctant to refer your web site to any individual who should receive guidelines about this situation.

    Reply

  54. Thanks for every one of your effort on this site. My daughter loves engaging in investigation and it’s obvious why. We all notice all of the powerful method you deliver sensible guidance via this web site and as well as invigorate contribution from some others about this idea then my princess is without question discovering a whole lot. Take advantage of the remaining portion of the year. Your carrying out a fantastic job.

    Reply

  57. I actually wanted to compose a quick note to be able to say thanks to you for all of the magnificent recommendations you are placing at this site. My time consuming internet lookup has at the end of the day been rewarded with extremely good suggestions to go over with my classmates and friends. I ‘d declare that we website visitors are undoubtedly lucky to be in a fantastic community with many lovely professionals with helpful pointers. I feel very much happy to have used the web pages and look forward to some more pleasurable minutes reading here. Thanks a lot once again for a lot of things.

    Reply

  60. I and my pals appeared to be looking at the best tips located on your web site then unexpectedly I got a horrible suspicion I had not thanked the site owner for those secrets. My young men happened to be absolutely happy to read them and have unquestionably been making the most of these things. I appreciate you for really being well considerate and then for opting for variety of amazing things millions of individuals are really wanting to discover. Our honest regret for not expressing gratitude to you earlier.

    Reply

  62. My spouse and i were glad Peter managed to finish up his web research because of the ideas he was given out of the web pages. It’s not at all simplistic to just be giving away things people today have been trying to sell. Therefore we recognize we now have the website owner to be grateful to for that. The entire explanations you’ve made, the easy website navigation, the friendships your site aid to foster – it’s got most powerful, and it’s really assisting our son in addition to us feel that that issue is thrilling, and that’s wonderfully serious. Thank you for the whole thing!

    Reply

  64. I simply wished to appreciate you again. I’m not certain what I would have used without the entire advice discussed by you on this industry. Completely was a very challenging issue in my circumstances, nevertheless being able to view a new professional fashion you processed it took me to weep with happiness. Extremely grateful for your support and in addition pray you know what a powerful job that you are getting into instructing many others with the aid of your blog post. I am sure you’ve never met any of us.

    Reply

  68. I just wanted to post a brief word so as to appreciate you for all the marvelous recommendations you are placing here. My considerable internet lookup has at the end been compensated with professional concept to exchange with my family and friends. I ‘d point out that most of us site visitors actually are unequivocally blessed to live in a fabulous site with very many awesome individuals with beneficial basics. I feel really fortunate to have used your entire site and look forward to plenty of more awesome moments reading here. Thanks a lot once more for everything.

    Reply

  72. I am commenting to make you know what a perfect discovery my wife’s girl found visiting your blog. She noticed so many details, with the inclusion of what it’s like to possess an excellent coaching mood to let other folks with no trouble know selected hard to do matters. You actually surpassed people’s desires. Thanks for showing such useful, healthy, informative as well as easy guidance on the topic to Sandra.

    Reply

  74. I precisely wanted to thank you very much yet again. I do not know the things I would have used without the advice shown by you regarding this question. Previously it was a very distressing difficulty in my circumstances, however , viewing the very expert mode you resolved that made me to weep for contentment. Now i’m happy for this advice and thus wish you know what a powerful job you’re undertaking training many others via your blog post. I am certain you’ve never met any of us.

    Reply

  77. I precisely wished to say thanks once again. I do not know the things that I could possibly have handled in the absence of the type of tips provided by you relating to such problem. This has been a terrifying matter in my opinion, nevertheless taking a look at the very well-written mode you handled it made me to jump with gladness. Now i am happy for the service as well as hope that you really know what a powerful job you have been undertaking training men and women via a web site. I know that you haven’t encountered all of us.

    Reply

  78. The following time I read a weblog, I hope that it doesnt disappoint me as a lot as this one. I imply, I do know it was my option to read, but I actually thought youd have one thing attention-grabbing to say. All I hear is a bunch of whining about something that you could possibly fix for those who werent too busy on the lookout for attention.

    Reply

  79. Thanks a lot for providing individuals with remarkably nice opportunity to read critical reviews from this blog. It can be so enjoyable and as well , full of a great time for me personally and my office acquaintances to visit the blog no less than three times in 7 days to read through the new guides you will have. And of course, I am always impressed concerning the magnificent techniques served by you. Selected 2 areas on this page are truly the most suitable we have all ever had.

    Reply

  82. I have to express thanks to this writer just for bailing me out of such a situation. After searching through the world-wide-web and coming across tips which were not beneficial, I believed my entire life was well over. Being alive without the solutions to the issues you have fixed all through the article content is a serious case, as well as the ones which may have negatively damaged my career if I had not discovered your blog. Your good knowledge and kindness in controlling all the stuff was excellent. I am not sure what I would’ve done if I had not come upon such a thing like this. I can also now look forward to my future. Thank you very much for the expert and amazing guide. I won’t hesitate to refer your web sites to anybody who needs care about this area.

    Reply

  84. Thank you a lot for providing individuals with an exceptionally terrific opportunity to read critical reviews from here. It can be so cool plus full of a lot of fun for me and my office mates to search your web site really 3 times a week to learn the newest guidance you will have. And indeed, we’re at all times pleased for the beautiful information you serve. Some 1 facts in this article are ultimately the best we’ve had.

    Reply

  88. Thanks for all your valuable efforts on this web site. My mum really likes carrying out investigation and it is simple to grasp why. We all notice all regarding the lively method you convey important items by means of your website and in addition encourage participation from some other people on that content so my girl is actually studying so much. Enjoy the remaining portion of the year. Your performing a wonderful job.

    Reply

  89. I’m writing to let you know of the superb encounter my friend’s girl developed studying your web site. She came to understand many details, including what it’s like to have a marvelous helping spirit to make the others without difficulty learn about a number of tricky things. You actually did more than my expected results. Thanks for showing such warm and friendly, trustworthy, revealing and also cool guidance on this topic to Emily.

    Reply

  90. I am just commenting to make you know of the brilliant experience my girl developed reading your web site. She even learned several issues, not to mention how it is like to have an ideal giving nature to make other folks completely gain knowledge of various impossible topics. You truly exceeded her desires. I appreciate you for delivering such powerful, trustworthy, edifying not to mention easy tips about your topic to Julie.

    Reply

  94. I not to mention my pals were going through the best suggestions found on your site and unexpectedly I had a terrible suspicion I had not expressed respect to the web site owner for those tips. My guys are actually for this reason stimulated to study them and have now in truth been taking pleasure in them. I appreciate you for simply being simply accommodating and also for considering these kinds of amazing things millions of individuals are really wanting to understand about. Our own sincere regret for not expressing gratitude to you earlier.

    Reply

  95. I am glad for commenting to make you know of the perfect encounter my daughter enjoyed using the blog. She noticed a good number of details, which included what it is like to have a wonderful giving mindset to have the others with ease have an understanding of selected tortuous things. You really exceeded her expectations. I appreciate you for offering these great, dependable, revealing and in addition easy tips about this topic to Lizeth.

    Reply

  97. I want to show some appreciation to you for bailing me out of this scenario. Right after scouting throughout the online world and meeting concepts that were not beneficial, I was thinking my entire life was gone. Being alive without the approaches to the problems you have fixed by way of your main short article is a critical case, and the kind that would have negatively damaged my career if I hadn’t noticed your site. Your own personal ability and kindness in taking care of all the details was tremendous. I am not sure what I would’ve done if I had not come across such a stuff like this. I can at this time look ahead to my future. Thanks very much for the specialized and result oriented guide. I won’t hesitate to refer your blog post to any person who needs to have care on this topic.

    Reply

  101. I wanted to put you this very little remark to be able to say thanks again just for the extraordinary concepts you have contributed on this page. It’s simply particularly open-handed with you to give unreservedly all that a number of us might have supplied as an electronic book to make some cash for their own end, certainly given that you could have tried it in the event you desired. Those tips also acted like a good way to comprehend other people online have the identical dreams really like my very own to realize somewhat more with regard to this matter. I know there are several more pleasant periods ahead for many who look into your blog.

    Reply

  102. Thank you a lot for providing individuals with an extraordinarily pleasant possiblity to read articles and blog posts from here. It is always so enjoyable and as well , jam-packed with amusement for me and my office acquaintances to search your blog particularly thrice weekly to see the new issues you have. And indeed, I’m so actually pleased considering the effective points you give. Some two tips in this posting are certainly the most efficient I have had.

    Reply

  106. I enjoy you because of your entire work on this web site. My daughter really likes making time for investigation and it’s simple to grasp why. We all notice all about the powerful method you produce great things on this blog and therefore inspire contribution from other ones on this situation plus my daughter is understanding a whole lot. Take advantage of the remaining portion of the year. You are always performing a good job.

    Reply

  108. Thank you for your whole hard work on this blog. Kate loves going through investigation and it’s really easy to see why. Many of us hear all of the dynamic manner you give advantageous tactics on the blog and in addition increase participation from some other people on this issue so my simple princess is undoubtedly becoming educated a whole lot. Have fun with the rest of the year. Your performing a good job.

    Reply

  110. I as well as my friends ended up checking out the excellent strategies from your web site and all of a sudden came up with an awful feeling I never expressed respect to the web blog owner for those techniques. My men are actually passionate to see them and already have quite simply been taking pleasure in them. We appreciate you getting very kind as well as for figuring out some excellent guides most people are really desperate to be informed on. My personal honest apologies for not expressing appreciation to you earlier.

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *