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Category: Money Management

Side Hustles Project: What I’ve Tried to Make Extra Money

Posted on July 20, 2021June 23, 2021 by Figuringgitout

My goal for the year is to have a side hustle aside from my 9-5 job. Unfortunately, I’m not there yet. But hey, I’ve tried a few side hustles before and managed to make money off them! And also sharing my personal thoughts on side hustle.

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10 Ways I Declutter My Finances for the New Year

Posted on December 29, 2020December 29, 2020 by Figuringgitout

Let’s put aside a few hours of your day to declutter, organize and manage your finances to the core for a smooth financial year ahead!

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Dapat gaji, makan gaji, repeat

Posted on September 19, 2020December 6, 2020 by Figuringgitout

A ride from my mom and our neighbor’s drama, to me and my boyfriend’s argum… ehm discussion, to social reasons behind the demography of any neighborhood, to my childhood life, to my parents and their circle’s lifestyle, and to big life lessons.

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The Day I Saved My First RM10,000

Posted on July 26, 2020December 6, 2020 by Figuringgitout

I did it guys! I did it. I finally saved my first RM10,000 for my emergency fund! Let’s hit rewind for a brief background.

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Ways I Do (And Tried but Failed) to Fill Up My Emergency Fund

Posted on April 30, 2020December 5, 2020 by Figuringgitout

I’ve managed to save RM8,101.00 for my emergency fund in 4 months, say whaaat? Here are some practical ways that work, and also some ways that I’ve tried but just didn’t work for me.

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COVID-19: My Money Plan

Posted on April 15, 2020December 6, 2020 by Figuringgitout

This is my financial plan to deal with the ongoing COVID-19 pandemic and the bleak prospect of a global recession. Survival mode is on!

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COVID-19: Time to Stop the Living Paycheck to Paycheck Lifestyle

Posted on March 31, 2020December 6, 2020 by Figuringgitout

This whole post only has one point – we’re currently staying at home to break the coronavirus chain but perhaps after this is all over, it is time for us to break the vicious chain and cycle of living paycheck to paycheck.

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My Spending Review of 2019

Posted on December 30, 2019December 5, 2020 by Figuringgitout

I’ve no idea where my money goes. Even after following the prime financial advice of budgeting each month for few long months, I still ended up broke and going beyond my budget. Exhausted and defeated – in June 2019, I decided to go into the root of it all. I forgo budgeting to track my finances, both my income and expenses. I wanted to see what actually happen to my ringgit each month, so for the past 7 months, I’ve been living as usual with my regular income and spending without much restrictions on myself. Here’s the result.

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FIGURINGGITOUT

figuringgitout (verb) an attempt to figuring(g)it out.

  1. with the (g); figure ringgit out
    – by ringgit, I mean personal finance.
  2. without the (g); figuring it out
    – by it, I mean life.

Yes, let’s figure ringgit and life out!

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